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Your CommitmentAt the time of finalizing the purchase agreement, our sales consultants will work with you in tandem so that your decisions regarding the perfect floor plan, home site, and structural options lay the foundation for your dream home. Purchase Agreements and Earnest Money DepositsAn initial earnest money deposit is due at this time to secure prices resulting from these choices. A second earnest money deposit is due once you finalize your options selections. (Thereafter, with each change order Gladstone reserves the right to collect additional earnest money) The balance is due at closing. Username and PasswordStated in your purchase agreement, you will receive a unique username and password to gain secure access to the Gladstone Home's Website which will allow you to view pertinent documents regarding your new home purchase: including, the warranty manual, association forms, By Laws and Declaration of Ownership for your community. Attorney ApprovalYou will be allotted 5 business days for your attorney to review and make minor modifications to the purchase agreement if necessary. Then, you will be notified if these modifications have been accepted. Mortgage ApprovalAnother value-added service that we provide is the opportunity to speak with one of our preferred lenders and complete a free in-person or via telephone mortgage loan application to assist with the purchase of a new home. Our Preferred Lenders have a combination of both knowledge and experience working for them... and you. Each lender has gained invaluable experience in the field from closing hundreds of Gladstone homes each year. Gladstone Home's well-established relationship with lenders means that they're experts at locking you into a competitive rate and for longer lock-in periods than less experienced lenders. Because we understand each customer's financial picture is unique and has specific requirements, Preferred Lenders also make available a broad range of mortgage programs to suit your exact needs. Whether you're short on cash for the initial down payment, want to lower your monthly payments or are rebounding from a past credit situation, our lenders will do everything possible to secure the financing you need. Best of all, all of our Preferred Lenders have been chosen for their high customer satisfaction rating. You can rely on them to professionally guide you through the mortgage process, help you obtain the best possible loan and close your home in a timely manner. Preferred LendersWhat is a Preferred Lender? We've chosen a select group of lenders with a proven track record in new construction. Our Preferred Lenders are ready to assist you with everything from competitive rates to closing details. What does that mean to you? It means a complex and important process can be extraordinarily simplified. We understand the intricacies of the home buying process, from beginning to end, and will provide you with superior service every step of the way. What is the next step? The Preferred Lender of your choice will keep you abreast of the process of your loan application. Please provide us with a copy of the pre-approval letter and the time of purchase agreement and a mortgage commitment letter within 30 days. Selling Your Existing HomeAnother important step in the process of buying a Gladstone home is selling your existing home in a timely manner. Bridget Bolger of Coldwell Banker, Gladstone Realtors uniquely understands this and the needs of the Gladstone buyer having successfully helped many families with the sale of their existing home. Bridget offers a full range of real estate services from start to finish and can assist you in evaluating the best list price for your home, putting your home on the market and handling the closing details so you can put your energy towards your new home. In addition, Bridget provides full service real estate marketing and products at a discount for the Gladstone homebuyer. For more information or to make an appointment please contact Bridget at (312) 804-8962 or email bridget@bridgetbolger.com. |
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